Privacy Policy
Privacy Policy
Mallarpur Naisuva Fintech Private
Limited (“Company”, “we”, “us”, or “our”) is committed to protecting your
privacy. This Privacy Policy explains how we collect, use, disclose, safeguard,
and process your information when you visit our website, use our mobile
application, or access any financial services offered by us.
By accessing or using our services, you
consent to the practices described in this Privacy Policy.
1. Information We Collect
We may collect the following categories
of information:
a. Personal Information
- Full
name
- Date
of birth
- Contact
number
- Email
address
- Postal
address
- Photograph
or scanned documents*
(*Collected only when legally required
and with consent.)
b. Financial Information
- Bank
account details
- Payment
information
c. Device & Technical Information
- IP
address
- Browser
type and version
- Device
type and operating system
- Cookies,
analytics, and usage data
- Location
data (only if you enable it)
d. Information Received from Third
Parties
- KYC
verification agencies
- Payment
gateway providers
- Credit
bureaus (only when authorized)
- Government
databases (as permitted by law)
2. How We Use Your Information
We use the collected information to:
- Send
notifications, service updates, and alerts
- Provide
customer support
- Prevent
fraud and ensure security
- Comply
with legal and regulatory obligations
- Conduct
data analytics and market research
3. Sharing & Disclosure of
Information
We do not sell your data. However, we
may share your information with:
a. Authorized Third Parties
- Banks
and financial partners
- Technology
service providers
- SMS/email
service providers
b. Regulatory and Legal Authorities
We may disclose information if required
by:
- Court
order
- Law
enforcement agencies
- Government
authorities
- Compliance
with RBI/SEBI/IRDA/FIU India guidelines (as applicable)
c. Business Transfers
If we enter a merger, acquisition, or
restructuring, user data may be transferred as part of the business assets.
4. Cookies and Tracking Technologies
We use cookies and similar tools to:
- Improve
user experience
- Analyze
website traffic
- Personalize
content
- Enable
secure login sessions
Users may disable cookies in their
browser settings.
5. Data Security
We implement strong security measures,
including:
- Encryption
(SSL/TLS)
- Secure
servers and firewalls
- Access
control and authentication
- Continuous
monitoring and audits
However, no system is 100% secure, and
we cannot guarantee absolute protection.
6. Data Retention
We retain information:
- If
your account is active
- As
required by law (e.g., KYC records for a minimum period)
- For
legitimate business purposes
After the retention period, data is
securely deleted or anonymized.
7. Your Rights
Depending on applicable laws, you may
have the right to:
- Access
your personal data
- Request
corrections or updates
- Withdraw
consent
- Request
deletion (where legally allowed)
- Opt
out of marketing communications
You may exercise these rights by
emailing us at the contact below.
8. Children’s Privacy
Our services are not intended for
individuals under 18 years.
We do not knowingly collect data from minors.
9. Third-Party Links
Our website may contain links to
external sites.
We are not responsible for the content or privacy practices of such third-party
websites.
10. Changes to This Privacy Policy
We may update this policy from time to
time.
Updates will be posted on this page with a revised “Last Updated” date.
Continued use of our services signifies
acceptance of the updated policy.
11. Contact Us
For any queries, concerns, or requests
related to this Privacy Policy, please contact:
Mallarpur Naisuva Fintech Private
Limited
Diksha Building, NH-14, Near IOC petrol pump, Mallarpur, Birbhum-731216
Email: mallarpurnaisuvaft@gmail.com
Phone: 9474866272
Cookie Policy
This Cookie Policy explains how Mallarpur Naisuva Fintech
Private Limited (“Company”, “we”, “us”, or “our”) uses cookies and similar
technologies on our website.
By using our website, you agree to the use of cookies as
described in this policy.
1. What Are Cookies?
Cookies are small text files stored on your device
(computer, mobile, tablet) when you visit a website. They help improve your
browsing experience and enable certain website functionalities.
2. Types of Cookies We Use
a. Essential Cookies
Required for the website to function properly.
These include:
- Login
session cookies
- Security
cookies
- Load
balancing cookies
You cannot disable these, as the website may not
function correctly without them.
b. Analytics & Performance Cookies
Used to understand:
- How
visitors use our website
- Which
pages are visited most
- Website
performance and errors
Examples: Google Analytics, heatmap tools (if used).
These help us improve the website experience.
c. Functional Cookies
Used to remember:
- User
preferences
- Language
settings
- Saved
form inputs
These help personalize your experience on the site.
d. Advertising & Tracking Cookies (If applicable)
Used to show personalized ads based on your browsing
behavior.
We may use third-party advertising tools like:
- Google
Ads
- Facebook
Pixel
(Include only if used.)
3. Third-Party Cookies
Some cookies may be placed by third-party services
integrated with our website, such as:
- Analytics
service providers
- Payment
gateways
- Social
media plugins
- Chat
and support widgets
We do not control third-party cookies. Please refer to their
respective privacy policies.
4. Managing & Disabling Cookies
You can manage or disable cookies through your browser
settings:
- Google
Chrome: Settings → Privacy → Cookies
- Firefox:
Options → Privacy & Security → Cookies
- Safari:
Preferences → Privacy
- Microsoft
Edge: Settings → Site Permissions → Cookies
Note: Disabling certain cookies may affect website
performance or functionality.
5. Changes to This Cookie Policy
We may update this policy from time to time.
Changes will be posted on this page with a revised “Last Updated” date.
6. Contact Us
For any cookie-related queries, please contact:
Mallarpur Naisuva Fintech Private Limited
Email: mallarpurnaisuvaft@gmail.com
Phone: 9474866272